How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
An SR-22 is not insurance—it's a state-mandated filing proving you carry minimum liability coverage. Required after DUI, excessive points, or driving uninsured in 49 states.
Non-Owner SR-22
Non-owner policies satisfy SR-22 requirements without owning a vehicle. Required in 38 states for license reinstatement if you don't have a car registered in your name.
Liability Insurance
Bodily injury and property damage coverage is the minimum required to reinstate a suspended license. State minimums range from $25,000 to $50,000 per person for bodily injury.
Uninsured Motorist Coverage
Protects you if hit by a driver without insurance. Mandatory in 20 states and often required for SR-22 reinstatement beyond basic liability limits.
Non-Standard Auto Insurance
Specialized carriers that write policies for suspended license cases, DUI convictions, and multiple violations. Rates average $180–$340/month depending on violation type.
